Many Florida Retirement Communities call themselves “adult communities”, but only when a community follows the requirements established by HUD for an active adult community are you assured that it is classified as all adult. In most cases those communities require that at least one member of your household be 55 or older.
There are exception where residents can be as young as 45 depending on the regulations of the Home Owners Association (HOA) within the community. To be classified as an “adult community” they should have most of the following features:
– A full-service restaurant on property.
Shuttle service transportation.
– Diverse activities serving the specific interests of active adults.
– Easy access to all common areas such as clubhouses, pools, etc.
– 18-hole golf courses with full-time PGA golf professionals and assistants on staff.
– Well-equipped multi-purpose clubhouses.
Benefits of a “Homeowners Association”
In almost all adult communities , residents pays a low monthly homeowner’s fee for the use, enjoyment and maintenance of the common facilities. The fees include the 24-hour staffed security gate, tennis, softball, upkeep of the clubhouses, pools, spas, and common property including the community entrance, landscaped boulevards and village entrances; full-time activity directors, daily activities and events.
A good “HOA” has rules and regulations that helps ensure that your community is well maintained and helps protect the value of your property. HOA’s are usually governed by a Board of Directors who are elected by the communities residents on a regular basis.